Sofia, Bulgaria – March 31, 2025 – Credefi, the lending platform connecting decentralized finance with real-world impact, has officially launched its long-awaited NFT Bonds on Polytrade’s RWA Marketplace. The new product offers a unique opportunity for crypto users to earn fixed returns from a bond that’s tradable, fractional, and fully backed by over $750,000 in real-world collateral.
Now available on Polytrade, Credefi’s NFT Bonds come with an attractive 22% annual yield, paid out quarterly, and a 12-month maturity period. Built for investors looking to generate real yield in a more stable and secure way, these bonds are tied to loans made to small and medium-sized enterprises (SMEs) across the European Union—businesses that are traditionally underserved by mainstream financing.
What sets these NFT Bonds apart is their structure. Unlike many DeFi products that rely on highly volatile or speculative models, Credefi’s bonds are backed by actual assets from the real economy—think real estate, invoices, and other tangible forms of collateral. These are assets that don’t swing wildly with the crypto markets, offering a more grounded way for investors to participate in decentralized finance.
The bonds are also designed for flexibility and accessibility. By fractionalizing the assets, Credefi and Polytrade allow users to invest in smaller amounts while still getting exposure to the same underlying yield. And because they’re NFTs, they can be traded on the secondary market, making it easier for users to manage their positions or exit early if needed.
This release marks a significant step forward in bringing more real-world assets on-chain, a space that’s quickly gaining momentum as more investors look for alternatives to traditional DeFi farming or unstable token-based yield strategies. With the EU SME financing gap still sitting at around $176 billion, Credefi’s model is addressing a real need—providing capital to businesses that need it most, while offering predictable returns to lenders.
Credefi has already helped deploy over $3.7 million in liquidity, and every borrower on the platform is required to provide collateral and pass through a risk-scoring process validated by Experian. This gives lenders an added layer of confidence, knowing the risk is being assessed with the same standards used in traditional finance.
The NFT Bonds product also plugs into Credefi’s broader ecosystem, which includes a robust token economy powered by $CREDI and $xCREDI. These tokens are used for collateral protection, yield boosts, and governance, giving users more ways to engage with the platform beyond just lending or borrowing.
Launching this product with Polytrade is a strategic move. Polytrade has quickly become a go-to destination for discovering real-world asset opportunities on-chain. By listing the NFT Bonds there, Credefi is making it even easier for crypto investors to tap into products that are grounded in real-world value but designed with the flexibility and transparency of blockchain.
Investors interested in exploring the product can now view and purchase Credefi’s NFT Bonds directly on the Polytrade Marketplace at https://lnk.polytrade.finance/credefi-bonds.
About Credefi
Credefi is a decentralized lending platform that connects crypto lenders with real-world borrowers—specifically SMEs in the European Union that are underserved by traditional banks. By collateralizing loans with real assets like real estate and receivables, Credefi offers a more secure way for users to earn stable returns. The platform is built on transparency, strong credit risk assessment, and a mission to bridge the financing gap in the EU while delivering real impact.
